Much like home and property owners in the area, Hurricane Ike did not spare businesses and churches throughout Southeast Texas. The damages to physical buildings, power outages and loss of business are just some of the many problems facing business owners as they undertake the rebuilding process. The Mostyn Law Firm stands ready to assist our colleagues, business neighbors and church leaders in navigating their insurance coverage, including:
1. Helping you determine if you have business interruption coverage for business income, business interruption, contents, payroll and/or other unexpected expenses and if these are covered under your insurance policy, i.e. rent on temporary space, expenses to re-open the business, etc.
2. Advising you on the scope and extent of coverage.
3. Walking you through making a claim for business interruption coverage, property damage, content losses or other damages.
4. Guiding you through doing a thorough walkthrough of the property and making temporary repairs until an adjuster inspects the damage.
5. Helping you make an complete inventory of contents, fixtures and products destroyed.
6. Properly documenting your loss, including tracking and recovering extra expenses if applicable.
7. Making sure you get paid for what you are due and owing under your policies, including working with adjusters and other assigned to your loss, such as forensic accountants, to assess, evaluate and document your losses.
8. Making sure your claim is properly processed and investigated and that you are paid timely under the guidelines set forth by the Texas Insurance Code.
9. Advising you on your rights and remedies, including on when to get a lawyer involved.
